Microfinance in India

The road traversed and what lies ahead


Presentation discussing the history of microfinance in India. Covers the 1969 nationalisation of the banks, supply-driven measures from the 1970s to 1990s, and the subsequent shift to demand-driven measures. The presentation also compares and contrasts self-help groups and microfinance institutions (SHGs vs. MFIs) and the crises in the microfinance sector. It concludes by outlines a research agenda and study methodology regarding financial access and financial inclusion.

Project event
Rajalaxmi Kamath

Rajalaxmi Kamath is an Associate Professor at the Center for Public Policy at IIM Bangalore. Her main work in the area of Financial Inclusion has been conducting field based studies using financial diaries methodology at Ramanagaram, Karnataka India.